Your Online Banking Directly in SAP at Your Fingertips – Stay Informed, Pay, and Monitor in Real-Time!

What You’ll learn from this article:

1. The practical challenges encountered in everyday payment processes.
2. How Banking eXcellence supports users in managing payments and bank statements in SAP.
3. The benefits of implementing this solution.
4. How the system supports processes related to KSeF, payments, and bank statements.
5. The types of clients for whom Banking eXcellence is designed.

Discover the full potential of SAP and our unique SAP extensions!

Our custom solutions allow your SAP system to deliver more than just standard financial functions. With our approach, your company can become more agile, efficient, and ready for market challenges. Automation, security, and complete financial control are the key aspects we guarantee through our dedicated tools.

Modern Finance 2.0 –  from clicking to automation

Traditional financial document management often relies on manual processes, requiring multiple employees to be involved at each stage of approval. Every click, reclassification, or correction introduces potential errors and wastes valuable time. In the era of digitalization, such solutions are outdated. Businesses looking to gain a competitive edge must embrace Finance 2.0 – modern, automated, and error-free financial process management.

Our proprietary solution, based on SAP, eliminates the need for manual clicking and tracking every step of document flow. The entire process runs in the background, allowing quicker financial decisions and full control over document flow and payments.

Our solution represents a significant step towards comprehensive digital transformation in online banking. Enabling seamless ERP system integration of online banking with financial institutions empowers clients with full control over their financial operations, while simultaneously reducing errors and streamlining team workflows for enhanced efficiency.

Marek Turczyński, Solution Architect and SAP FI/CO/TR Consultant, BPX S.A.

BPX Solutions for Finance and Banking – How to maximize the potential of SAP?

Effective financial and accounting management is not only a responsibility but a key to success for any company today. Standard SAP solutions, like the SAP FI module, efficiently handle financial accounting processes – asset management, accounting, or settlements. But did you know these systems can be expanded to achieve even greater efficiency and automation?

Our proprietary finance and banking management solutions go beyond the standard SAP functionalities. They allow your company to gain full control over finances, automating key processes such as payment management, bank statement handling, and integration with banking systems. This way, we maximize efficiency, reduce costs, and minimize error risks.

Why is this crucial for your company’s growth?

SAP is a powerful system, but its full potential can only be unlocked with dedicated solutions tailored to your organization’s specific needs.

With our innovations, your company can:

• Optimize document and payment workflows – By integrating financial and banking data directly into SAP, you gain full transparency and control over payment processes.
• Boost the productivity of your finance team – By leveraging solutions that accelerate accounting processes and reduce the need for manual interventions.

Why should your company implement Banking eXcellence?

Wondering if Banking eXcellence is worth the investment? Here’s why it’s an excellent choice:

• Full automation of payments and bank statements – Your employees no longer need to manually download data from online banking or worry about posting statements. The system does it for them.
• Full control and transparency of financial processes – You have instant up-to-date access to payment statuses, transaction histories, and confirmations directly in SAP.
• Top-level security – Eliminate the risk of errors from manual payment handling and avoid potential fraud from file modifications after downloading.

How can Banking eXcellence transform your Finance Department?

Curious about how implementing Banking eXcellence will impact your financial operations? Here’s how this tool works:

• Manage payments in one place – regardless of how many bank accounts you have, everything can be managed directly from the SAP system. No more time-consuming logins to banks, exporting data, or manually uploading files.
• Advanced analytics and payment workflow – the system enables extensive but also simple approval workflows, making the process not only faster but also more secure.
• Electronic signatures for payments just like in the bank – no need to switch between SAP and banking systems. All payment files can be signed and approved directly in the system, eliminating the need to involve more users

Automating bank statements – speed up processes by up to 100 Times!

Does your accounting department spend hours manually processing bank statements? Banking eXcellence is the solution that will reduce this time to a minimum.

• Immediate information on customer deposits – Thanks to intraday statements and their automatic reconciliation, your sales department will have payment information within minutes after the transaction is booked, ending the wait for next-day reconciliations!
• Automatic invoice number search using the KSeF number – The system automatically matches payments to invoices, eliminating the need for manual document searches.
• Instant statement posting – With real-time transaction postings, your accountants can focus on more valuable tasks.

Several of our clients have increased sales thanks to instant intraday statement information and significantly improved collaboration between accounting and sales departments!

Innovative workflow – minimize document processing time

Standard paper-based document workflows are plagued with delays, manual corrections, and a lack of full control over invoice status. Our SAP-based workflow tool eliminates these challenges, streamlining document flow and shortening the process to a minimum.

What do you gain?

• Automation at every stage of invoice flow, eliminating manual posting errors.
• Real-time invoice status monitoring, allowing for swift corrections and reclassifications.
• Saving time and human resources previously engaged in manual approval processes.

Unique benefits for your business:

Our solutions are not only modern but also comprehensive – tailored to meet clients’ individual needs. Here’s how our tools revolutionize finance and banking:

1. Real-time payment posting (Intraday)

• Increase sales through instant incoming payment posting and credit limit updates.
• Change the way you operate – real-time bank statement updates, not just once a day.

Business Case Example: A pharmaceutical company saw significant benefits from immediate payment information, which unlocked shipment releases without waiting for traditional bank statement processing.

2. Enhanced security

• Full protection from potential threats like malware or viruses by storing financial data exclusively in SAP.
• Compliance with internal audit requirements.

Business Case Example: A pharmaceutical firm implemented our solution, eliminating the risk of storing payment files on local computers, thereby enhancing data security and audit compliance.

3. Payment workflow automation

• Flexible payment approval processes based on various criteria.
• Greater transparency of approved payments by eliminating paper-based approval processes.
• Reduced banking costs by implementing payment approvals directly in SAP, minimizing the number of users in online banking.

Business Case Example: A global client reduced banking costs by 60% by decreasing the number of online banking users and implementing payment approvals in SAP.

4. Constant access to bank balance Information (Checking Available Balance)

• Plan cash flows more effectively with real-time access to available funds on bank accounts.

Modern solutions supporting process development in your company

Our enhancements help optimize financial processes while giving your business full control over document flow, payments, and settlements. The BPX team continuously works on improving our tools to deliver the most cutting-edge solutions to our clients.

Don’t delay. Boost sales and security with Banking eXcellence

What do you gain with Banking eXcellence implementation? Here are the key benefits:

• Faster delivery execution – Immediate payment information allows for quicker credit control release and product shipment, improving sales performance.
• Elimination of duplicate payments – Automatic payment status monitoring completely eliminates the risk of duplicate payments.
• Maximum security – Payments processed directly in SAP, eliminating the risk of changes to payment files after they are downloaded to the user’s computer.

Is Banking eXcellence the Right Solution for You?

If your company:

• Manages multiple bank accounts – clients of Banking eXcellence typically have 15 bank accounts, with some managing over 1,000.
• Operates a Shared Services Center – standardizing P2P and O2C processes is key to optimizing operations in large organizations.
• Has a team responsible for payments and bank statements – companies using our solution often employ 3 people dedicated to payments and 3 for bank statement handling. Banking eXcellence significantly reduces their workload.\
• Operates in industries dependent on timely customer payments – sectors like fuel distribution or pharmaceuticals require instant payment information to release shipments. Banking eXcellence speeds up this process, eliminating delays.

KSeF and your payments – new opportunities and tangible benefits

Wondering how KSeF implementation will affect your payment management? Banking eXcellence integrates with KSeF, further simplifying your financial processes.

• KSeF invoice number in the payment file – Instead of a standard invoice number, the system automatically includes the KSeF number, making document identification easier and ensuring compliance with regulations.
• Payment advice with the KSeF number – There’s no need to manually enter additional information. The system automatically includes the KSeF number in the payment advice.

What Is Bank WebService?

This innovative tool automates communication between your SAP system and the bank. It allows your company to exchange data in real-time without the need for manual exports and imports from banking

How does it work? The banking web service allows for:

• Direct integration with the bank – manage payments, retrieve statements, and send transfers directly within SAP, without logging into banking platforms.
• Faster, more secure transactions – financial data is automatically sent to the bank, with responses returned to SAP, speeding up payment processing.
• Time and resource savings – automation reduces errors and minimizes manual work for your finance team.

This solution is gaining popularity among companies seeking to simplify financial processes and improve efficiency through automation. Banking eXcellence integrates these innovations, offering comprehensive support for managing finances in SAP.

Banking eXcellence – your new financial management standard

Check our solution. With Banking eXcellence, you’ll quickly see benefits: streamlined payments, faster statement management, and enhanced security.

Contact us to start implementing Banking eXcellence!